Mortgage and Insurance Blogs
Bank of Canada raises the policy rate by 25 basis points to 2.25%
October 28, 2026 | Posted by: Sharon Black
The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. Since the July Monetary ...
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Fixed vs. Variable Mortgage Rates in Canada: 2026 Guide
October 23, 2026 | Posted by: Sharon Black
If your mortgage is coming up for renewal in 2026, one of the biggest decisions is whether to choose a fixed or variable interest rate. A fixed rate offers predictable interest costs for your chosen ...
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Mortgage Renewal 2026: Lock In Now or Wait?
October 19, 2026 | Posted by: Sharon Black
If your mortgage is coming up for renewal this fall, you may be asking a familiar question: should you accept a rate now, or wait to see what the Bank of Canada does next? The next scheduled announcem ...
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Ontario Life Insurance Beneficiary Mistakes Canadians Should Avoid
October 19, 2026 | Posted by: Sharon Black
You bought life insurance to look after the people you care about. Maybe it was when you first purchased a home, got married or welcomed a child. But when was the last time you checked who would act ...
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Mortgage Renewal 2026: What a Rate Hold Means for You
October 7, 2026 | Posted by: Sharon Black
Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than you expected. Yet the latest headline says the Bank ...
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Changing Jobs in Ontario? What Happens to Your Insurance?
September 17, 2026 | Posted by: Sharon Black
Changing jobs can be exciting. A new position may mean better pay, more flexibility, a shorter commute or simply a fresh start. But there is one part of changing jobs that many Ontario workers do not ...
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Has Your Income Changed? What to Check Before Refinancing Your Mortgage
September 14, 2026 | Posted by: Sharon Black
Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...
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Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 2, 2026 | Posted by: Sharon Black
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...
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Canada Housing Starts Slow: What Buyers Should Know
August 21, 2026 | Posted by: Sharon Black
Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...
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What Happens to Your Insurance If You Lose Your Job or Change Employers in Ontario?
August 17, 2026 | Posted by: Sharon Black
Changing jobs can be exciting. Losing a job can be stressful. Either way, there is one part of the transition that is surprisingly easy to overlook, your insurance coverage. If you have life insuranc ...
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