Mortgage and Insurance Blogs

Changing Jobs in Ontario? What Happens to Your Insurance?

September 17, 2026 | Posted by: Sharon Black

Changing jobs can be exciting. A new position may mean better pay, more flexibility, a shorter commute or simply a fresh start. But there is one part of changing jobs that many Ontario workers do not ...

Has Your Income Changed? What to Check Before Refinancing Your Mortgage

September 14, 2026 | Posted by: Sharon Black

Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...

Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

September 2, 2026 | Posted by: Sharon Black

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...

Canada Housing Starts Slow: What Buyers Should Know

August 21, 2026 | Posted by: Sharon Black

Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...

What Happens to Your Insurance If You Lose Your Job or Change Employers in Ontario?

August 17, 2026 | Posted by: Sharon Black

Changing jobs can be exciting. Losing a job can be stressful. Either way, there is one part of the transition that is surprisingly easy to overlook, your insurance coverage. If you have life insuranc ...

Canada Is Building More Homes, Why Is Buying Still Hard?

August 5, 2026 | Posted by: Sharon Black

You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...

Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

July 24, 2026 | Posted by: Sharon Black

Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...

Is Life Insurance for Children Worth It in Ontario? What Parents Should Know in 2026

July 17, 2026 | Posted by: Sharon Black

For most parents, buying insurance for a child is not an easy topic to consider. Life insurance for children can feel unusual because children do not normally earn income that the household depends on ...

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Sharon Black

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Sharon Black

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...