Mortgage and Insurance Blogs
Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Sharon Black
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
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Why Insurance Costs Are Changing in Canada and What It Means for Your Mortgage
December 23, 2025 | Posted by: Sharon Black
Did you know that changes to your home insurance policy can directly affect your mortgage approval, renewal, or refinance? Many Canadians assume insurance and mortgages are handled separately, but len ...
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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Sharon Black
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Sharon Black
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Sharon Black
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
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Life Insurance for Ontario Homeowners, A Complete Guide for Ajax Families
November 21, 2025 | Posted by: Sharon Black
If you live in Ajax, Ontario, you probably carry important financial commitments, such as a mortgage, family expenses, and long term goals. While you work hard to build stability and security, one pie ...
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Fall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: Sharon Black
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % i ...
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Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: Sharon Black
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...
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Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Sharon Black
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
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How to Safeguard Your Side Hustle: Insurance Essentials for Canadians
October 23, 2025 | Posted by: Sharon Black
Running a side hustle is exciting. Maybe you tutor online, craft handmade goods, drive rideshares, offer home based services, or sell digital products. Whatever your gig, you are part of the growing C ...
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